ug 0 Posted April 28, 2003 Share Posted April 28, 2003 Do you have any? I have just about paid off my student days (!), but have no other debts or loans at the moment. Link to post Share on other sites
snowboard_freak 0 Posted April 28, 2003 Share Posted April 28, 2003 Yes. Too much. But i wouldn't have it any other way! Couple of credit cards. Bank loan. Student payments to the government. Ahh joy! Link to post Share on other sites
damian 0 Posted April 28, 2003 Share Posted April 28, 2003 nope, not one cent. debt is useless unless it makes you money or leverages you into a more secure footing in life (eg, buy a family home). debt on cars is 100% bad (yes, I have had debt auto debt before, I am bad). Think about it: you repay more than you borrow for an asset that is worth less than you paid for it when you borrowed. Double whammy money trap. Debt is bad unless used aggressively for gain. Lazy debt (credit cards, personal loans etc) are, well, you know my opinion. Having said this, money is very very cheap at the moment. Link to post Share on other sites
rach 1 Posted April 28, 2003 Share Posted April 28, 2003 No debts or loans here either. Link to post Share on other sites
Ocean11 0 Posted April 28, 2003 Share Posted April 28, 2003 Biggest debt I've ever had is a 50 quid interest-free loan from my Dad. If you ain't got the money, don't buy it. Link to post Share on other sites
scouser 4 Posted April 28, 2003 Share Posted April 28, 2003 None here either. Did have some when at uni, but paid them off as soon as possible. Link to post Share on other sites
HoTRoD 2 Posted April 28, 2003 Share Posted April 28, 2003 None in Japan Link to post Share on other sites
Dokumanju 0 Posted April 28, 2003 Share Posted April 28, 2003 nope, no debt, don't even have a credit card. Link to post Share on other sites
Will Lee 0 Posted April 28, 2003 Share Posted April 28, 2003 So db are you saying you`d rather lease than purchase a car? Link to post Share on other sites
nagpants 1 Posted April 29, 2003 Share Posted April 29, 2003 I use a credit card, but always pay all at once so never pay any interest. Link to post Share on other sites
Stefan 0 Posted April 29, 2003 Share Posted April 29, 2003 I have student debt but does that really count, being as I had no other alternative to getting the education I wanted? And I'm being chased and harassed for it, so I've decided to run away to Japan! Link to post Share on other sites
oo 1 Posted April 29, 2003 Share Posted April 29, 2003 Not a penny! Link to post Share on other sites
snowboard_freak 0 Posted April 29, 2003 Share Posted April 29, 2003 Seems like I'm one of the only naughty ones here! Link to post Share on other sites
Roger's head 0 Posted April 29, 2003 Share Posted April 29, 2003 You're not the only one - I have some, not much mind. Link to post Share on other sites
Fattwins 0 Posted April 29, 2003 Share Posted April 29, 2003 Paid off my student loans in 6 monthes after coming to Japan. Other than that nothing. Link to post Share on other sites
mikazooki 0 Posted April 29, 2003 Share Posted April 29, 2003 nah freakboy, i got my student hecs debt too, and whackin pels on that. its been festering and getting bigger for some time now, so i choose not to think about it, and what i dont know cant hurt me but youre on your own with credit card debts - nasty. my friend in london has just failed a working visa reapplication and is now working a waiting job to pay his off, so he can one day return and hold his head high. Link to post Share on other sites
Thunderbird2 0 Posted April 30, 2003 Share Posted April 30, 2003 I'm still paying off mine - hopefully by the end of next year I will be free! Link to post Share on other sites
indosnm 0 Posted April 30, 2003 Share Posted April 30, 2003 DEBT?? Huge! but other people are paying it for me! Link to post Share on other sites
Thunderbird2 0 Posted April 30, 2003 Share Posted April 30, 2003 Well thats nice. Tell me who they are, perhaps they will pay mine too. Link to post Share on other sites
Davo 1 Posted April 30, 2003 Share Posted April 30, 2003 After 9 years of avoiding a student debt I have finally started paying it off. Luckily they've written off most of the interest during the intervening years so I've only added about 2 grand to the initial principal. Apart from that I tend to avoid debt like the plague. Link to post Share on other sites
indosnm 0 Posted April 30, 2003 Share Posted April 30, 2003 buy a house, get people to rent, they pay your loan off! Its not a bad debt as DB mentioned, and its not new either is it! Link to post Share on other sites
tunic-tugger 0 Posted May 1, 2003 Share Posted May 1, 2003 Still paying off the student loans Link to post Share on other sites
brit-gob 9 Posted May 2, 2003 Share Posted May 2, 2003 Just about balanced out...... Link to post Share on other sites
nocauze 0 Posted May 2, 2003 Share Posted May 2, 2003 Debts. The curse of my life until recently. now just a minor inconvenience. Link to post Share on other sites
taguchi 0 Posted May 4, 2003 Share Posted May 4, 2003 I have debt just on my house, but it is big one. Link to post Share on other sites
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