Chriselle 158 Posted March 28, 2013 Share Posted March 28, 2013 A rant..... So, I opened up a new bank account because that bank offered the best rates for a car loan that I'm taking for my new truck. My wife put some money in the account and I wanted her to send a furikomi (bank transfer) to the car shop as a down payment. So, right after she put the money in the account they tell her she can't send the furikomi because she's not the account holder despite the fact that she JUST deposited the funds. f'ed up right? So, I go down to the bank and fill out all the paperwork only I don't have the EXACT hanko that I opened the account with so I can't send the funds either. AND then... they tell me.....my loan is getting hung up because my katakana name that is registered at city hall has one "-" different than my name registered at the bank and I have to go to city hall and get it changed. Between the hanko bullshit and the katakana spelling ....it's enough to make you go loopy and pull a Johnny Rambo. Oh and why the F does a cash card for a new account take two weeks to process.....which if I had none of this would be an issue....(except for the katakana) End of rant... Link to post Share on other sites
muikabochi 208 Posted March 28, 2013 Share Posted March 28, 2013 Yeah banks and official stuff like this is mind blowingly frustrating here isn't it. Link to post Share on other sites
Chriselle 158 Posted March 28, 2013 Author Share Posted March 28, 2013 Ya...when I go back tomorrow I'm going to have to apologize for storming out throwing a tantrum like a 5 yr old. It just pushed all the right buttons. Link to post Share on other sites
grungy-gonads 54 Posted March 28, 2013 Share Posted March 28, 2013 Yappari, gaijin wa ne..... Link to post Share on other sites
JA2340 16 Posted March 28, 2013 Share Posted March 28, 2013 Hey, Chris - welcome to the world of banking! It isn't only in Japan that the banks make up the rules to suit themselves! Link to post Share on other sites
NoFakie 45 Posted March 28, 2013 Share Posted March 28, 2013 I can well imagine all of the above happening. The idea of customer service just doesn't exist. Link to post Share on other sites
DumbStick 13 Posted March 28, 2013 Share Posted March 28, 2013 Yes, I want to do everything I can to avoid giving banks any money. Link to post Share on other sites
Chriselle 158 Posted March 28, 2013 Author Share Posted March 28, 2013 But, to the heart of the matter....now that I've mellowed out...... it's my fault for not having the official "inkan" and I have lived here long enough to know better than to try to expect anything to be based on logic and common sense. I don't think it really has anything to do with customer service because they were being very gracious as I was yelling at them... .....but rather they are restricted by confines of the banking rules and regulations. I'm pretty sure it wasn't their intention to F up my day. They just want to do their cubicle job, get off at five and go home, crack a beer and watch tv like the rest of us. Link to post Share on other sites
snowdude 44 Posted March 28, 2013 Share Posted March 28, 2013 Japan a country of rules and regulations that must be followed. It does seem annoying this official stuff, but on the other hand at least you know things get done correctly here even if it does feel like the various institutions have their own rules. Link to post Share on other sites
muikabochi 208 Posted March 29, 2013 Share Posted March 29, 2013 Well there seem to be a few imbeciles working at the banks locally here. They are just so terribly inefficient - and yes mistakes are made, I have been 'called back' on numerous times to fix up mistakes they made. Beyond words, I just hate the thought of going to the bank. I almost always come out frustrated because of something. (And not the amount of money in my account!) Link to post Share on other sites
Tubby Beaver 209 Posted March 29, 2013 Share Posted March 29, 2013 I hate the banking system here. Last week I went into a supermarket and realised I didn't have any money, but they had an ATM so I went over to use it......of course I couldn't because it only accepted THEIR bank card...how silly of me. Why the f##k can they not get their shit together and link the banks all together?? Link to post Share on other sites
Chriselle 158 Posted April 1, 2013 Author Share Posted April 1, 2013 I ended up going to a different branch and things went much better but ya,.....banks and hospitals....avoided unless absolutely necessary. Link to post Share on other sites
DumbStick 13 Posted April 1, 2013 Share Posted April 1, 2013 Post offices can offer their own type of frustration too Link to post Share on other sites
muikabochi 208 Posted April 1, 2013 Share Posted April 1, 2013 Absolutely. Link to post Share on other sites
Chriselle 158 Posted April 1, 2013 Author Share Posted April 1, 2013 But for the most part the post office has forms in English or at least in my experience of typical post office use I've been able to use romaji. My wife says I get too worked up about it but even after all this time here and being semi proficient in Japanese I get really embarrassed because my writing in Japanese looks like a 5 yr old's. Also, when I have to write unfamiliar kanji or katakana under pressure like in the line-up at the bank I get nervous which makes everything worse. For me... being functionally illiterate is one of the hardest aspects of life in Japan to come to terms with. Link to post Share on other sites
oblivion 5 Posted April 2, 2013 Share Posted April 2, 2013 Know what you mean. Have had a few 'episodes' down the post office myself. Link to post Share on other sites
Alexander L 80 Posted April 6, 2013 Share Posted April 6, 2013 Banks have their own operational difficulties. Thanks to the yanks, banks around the world have undergone a "post 9-11" tightening. Don't expect any bank large or small to bend over 1 degree for you. Link to post Share on other sites
yamayamayama 2 Posted April 7, 2013 Share Posted April 7, 2013 Do the difficulties mean that they need to keep on using boxy computers with black screens and green writing on them, and almost everything has to be done in paperwork? Link to post Share on other sites
Chriselle 158 Posted April 8, 2013 Author Share Posted April 8, 2013 Yes....20 mb hard drives...all connected to a clever mainframe named Joshua..... Update.. I've had to rewrite my application again because they didn't know how to deal with my middle name "William". That's four times now. I've taken out so many loans during my years in Japan but this experience is into some really new territory of ....FAIL. My wife said this is the last straw...if there is anything else that goes wrong she's gong to tell the bank to shove the loan. Another update.... Decided to ditch the plans for the jacked up Hilux Surf and going with another LandCruiser. 80 Series this time... I'm calling it the "Locked and Loaded Ditch Pig". It's big, brutal and nasty!! I dare anybody to not let me in on a merge. Bwahhaaaahaaa... Pics to follow. Link to post Share on other sites
METAL 0 Posted April 8, 2013 Share Posted April 8, 2013 I feel you pain re: banks. I try my very best to avoid going in them. Link to post Share on other sites
Alexander L 80 Posted April 10, 2013 Share Posted April 10, 2013 Good decision. Why gor for a hamburger when you can have steak. Link to post Share on other sites
Tubby Beaver 209 Posted April 10, 2013 Share Posted April 10, 2013 actually a hamburger joint round the corner, its much better to have the hamburg steak than the steak lunch set.....nothing wrong with the steak per se, the meat is great but it only comes with a tiny little portion of dipping sauce and the hamburg steak comes slathered in a peppery sauce....mmmm Link to post Share on other sites
Chriselle 158 Posted April 10, 2013 Author Share Posted April 10, 2013 actually a hamburger joint round the corner, its much better to have the hamburg steak than the steak lunch set.....nothing wrong with the steak per se, the meat is great but it only comes with a tiny little portion of dipping sauce and the hamburg steak comes slathered in a peppery sauce....mmmm Agreed... the hamburg steak is always the better choice it seems. And, I seem to be the only one who isn't a big fan of the high priced wagu steak. I'd much rather prefer an angus porterhouse or sirloin which is actually meat rather than a slab of marbled fat. I don't get it... Should start a new thread on it eh Tubby... The freezer is getting a little sparse....time for a meat run to Costco.. Link to post Share on other sites
Tubby Beaver 209 Posted April 11, 2013 Share Posted April 11, 2013 I like Wagyu style, it is totally melt in the mouth goodness, BUT I prefer the meaty aberdeen-angus.......a fillet, sirloin, porterhouse....yeah I like the lot of em. Link to post Share on other sites
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