farquah 0 Posted January 25, 2005 Share Posted January 25, 2005 Today visited the local Hospital to have my leg checked out since it hasn`t got any better from boarding accident at start of month, and found out I have a "messerashii" injury thats the first time doctor has seen. "Perrigrins T" he called it??? Anyone?? Have to have MRI next week, and just went home to check insurance out and as my New YEar luck is going it runs out this week!! Fantastic. Am faced with 5man yen bill and no boarding for the rest of season or rugby!! Gutted! Need to change insurance company as one I had was from home in UK so anyone got any reccomendations as to what company is good/cheap?? Link to post Share on other sites
fruitysue 0 Posted January 26, 2005 Share Posted January 26, 2005 Interested to know too. Sorry to hear about your leg. Link to post Share on other sites
miteyak 0 Posted January 26, 2005 Share Posted January 26, 2005 Your insurance period may well run out, but you should still be covered for expenses linked to an incident within the insured time. Link to post Share on other sites
sakebomb 0 Posted January 26, 2005 Share Posted January 26, 2005 Recently changed to AFLAC, costs about ￥3,700 a month with most things covered. Hospitalisation pays about ￥10,000 a day! Good luck with the leg, and insurance! Link to post Share on other sites
gamera 0 Posted January 26, 2005 Share Posted January 26, 2005 I have some contracts with different insurance companies for risk headge, Alico, Aflac and some JP insurance companies. Don't remember which covers how much, better check everything again lol... Take care of your legs Link to post Share on other sites
Thunderpants 0 Posted January 26, 2005 Share Posted January 26, 2005 farquah, i'm sorry to hear about your leg. guess we are in the same boat now How about insurance from your local townhall? Link to post Share on other sites
gamera 0 Posted January 26, 2005 Share Posted January 26, 2005 Ahhhh Thunderpants looks painful!!! You chased girls on ski slopes too much! Link to post Share on other sites
I'm Sexy 0 Posted January 26, 2005 Share Posted January 26, 2005 Nice chair! Link to post Share on other sites
farquah 0 Posted January 26, 2005 Author Share Posted January 26, 2005 Thuderpants I feel for you mate! Feel free to join me in on the sofa of self pity! See this is what your reduced to when you can`t get on the slopes!! Link to post Share on other sites
maoriboy 0 Posted January 26, 2005 Share Posted January 26, 2005 farquah that actually sounds pretty good and, coincidently, is all the boarding I'll be doing too what with the arrival of the little dude into my life. Ahh well there's always my longboard to keep me entertained Link to post Share on other sites
rach 1 Posted January 27, 2005 Share Posted January 27, 2005 Sorries to hear about it all. (I like the chair too, looks real comfy) Link to post Share on other sites
farquah 0 Posted January 27, 2005 Author Share Posted January 27, 2005 Anyone insured with AFLC or similar company, was prob going to get it today but was told by someone that may not be able to cover things like the MRI scan as its a "check" rather than treatment??? Link to post Share on other sites
gamera 0 Posted January 27, 2005 Share Posted January 27, 2005 Yeah, my insurance didn't work when I had MRI. Just check your insurance details. Link to post Share on other sites
Yuki's Passion 1 Posted January 27, 2005 Share Posted January 27, 2005 wow, hope I dont get injured cuz I really dont know what would be covered... when I had an MRI/operation in the states I was covered, but here... Link to post Share on other sites
gamera 0 Posted January 27, 2005 Share Posted January 27, 2005 Yeah, that's why you had better check your insurance details. I needed to have the MRI thing for my hernia last year. My doctor told me I had to be on diet until I lose some 10kgs which is never easy for me!!!!!!!! Calorie control only for 1,680 kcals a day which is really cruel Link to post Share on other sites
sakebomb 0 Posted January 27, 2005 Share Posted January 27, 2005 I spent sometime in hospital about 18months ago. I had a medical card from the area office and because of my income the fees were capped for the month! Still wasn't cheap (and my insurance had expire- read; IDIOT!) Might be worth a look, sorry the details are vague but I'll find out more. Now I think of it it might be a family thing! Link to post Share on other sites
farquah 0 Posted January 27, 2005 Author Share Posted January 27, 2005 Just took a trip to my local town office to register for the insurance there and had a huge argument!! If I wanted to sign up for this "National Helath Insurance" thing which covers 70% of all costs then I had to pay all the back payments from when I arrived in Japan???? When I first came to Japan I had private insurance which lasted for two years and so that was sufficent, now I want to take out new insurance they want me to pay for a service I never used!!!! 20man!!!! Maybe its juts me being stupid here but surely thats juts completely ridiculous!!!! Paying for something I have never used!!! WHAT!!!! Needless to say didn`t take it! Link to post Share on other sites
Thunderpants 0 Posted January 27, 2005 Share Posted January 27, 2005 farquah, i know a little about those back payments. My wife and i were in the same situation 3 years ago. No insurance, went to town hall, and got the message that we had to back pay, but there is a small loophole. you "only" have to back pay from when you registered at your current town, so if you move address for 3 months, and then move back to your old address, you don't have have to back pay! Worked for us, we had a nice 3 month holiday on Maui, while having address with father in law in Tokunoshima. when we got back, we registrered in Osuka (home) and no problems since. oh the chair? My wife is a huge fan of Friends, and have been talking about Joey's chair for years. after i got my "get out of jail card" i had to make her happy. so we bought 2 of them. takes up 75% of the space in our livingroom, surfboards, PC and tv about 20%, so we feel like sardines. but the chairs made our marriage happier! ATB TP Link to post Share on other sites
Yuki's Passion 1 Posted January 27, 2005 Share Posted January 27, 2005 Quote: Originally posted by Thunderpants: No insurance, went to town hall, and got the message that we had to back pay, but there is a small loophole. you "only" have to back pay from when you registered at your current town, so if you move address for 3 months, and then move back to your old address, you don't have have to back pay! TP Really?? Thats interesting. Link to post Share on other sites
Yuki's Passion 1 Posted January 27, 2005 Share Posted January 27, 2005 BTW, I hope everybody gets better quickly! Link to post Share on other sites
kintaro 0 Posted January 27, 2005 Share Posted January 27, 2005 Gamera, why did you need an MRI for a hernia?? I have an excellent insurance company that has always treated me well. You must be an expat. They even paid my lost wages (up to US$2,500/MO) a a couple years bag when I was injured. They covered my dental...and even provided a translator for me! They have several plans to choose from. I highly reccomend them. And if your wondering, I have no relationship with them other than being a customer. You can check 'em out at www.interglobal-nz.biz Link to post Share on other sites
farquah 0 Posted January 27, 2005 Author Share Posted January 27, 2005 Kintaro- Cheers mate thats top stuff. Works out as best cover have found so far. Many thanks Link to post Share on other sites
gamera 0 Posted January 27, 2005 Share Posted January 27, 2005 Kitaro, coz my doctor adviced me to have it I think i had better check all my insurance now, they are all what i contracted kinda long ago,so now i think i can rearrange them. Link to post Share on other sites
kintaro 0 Posted January 27, 2005 Share Posted January 27, 2005 farquah, feel free to PM me if you want phone numbers or any specific info. Their Japan office is in Osaka and they seem to be really cool peeps. Link to post Share on other sites
Karnidge 2 Posted January 28, 2005 Share Posted January 28, 2005 Cheers kintaro, sounds good that. Link to post Share on other sites
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