The cops will ask that it be handled through your insurance company probably as they won't want to commit themselves to blaming anybody.
The insurance company will then assign 80% of the blame on you and happily pay all the claims from the girls.
You'll be left scratching your head and possibly a little angry.
You won't be fined.
You may have to attend a bad drivers school 2 hours of lectures/documentaries and a written true or false test. You will be delayed in getting a Gold license a furhter 3 years.
You'll feel like a rape victim in the end...but all will be well...